Charleston Bankruptcy Lawyers
It is not uncommon for a catastrophic injury, a chronic illness or a disability to result in great stress upon personal and family finances to the point where bankruptcy seems to be the only way out. To schedule a free initial consultation with an experienced bankruptcy attorney in West Virginia, contact Bucci, Bailey & Javins, L.C. in Charleston.
Stop Foreclosure
Filing bankruptcy in time to stop foreclosure is an important goal for many homeowners who have been met with disasters such as mining accidents or workplace explosions. Income decreases suddenly at the same time that medical expenses rise dramatically. A worker who is no longer able to work as before may soon find himself or herself unable to pay the mortgage despite every effort to keep the family home at all costs. Early action can save the house from foreclosure in many cases.
Chapter 7 or Chapter 13?
Bankruptcy laws were changed in 2005 in an effort to encourage more debtors to repay their debts over time rather than seek to have debts discharged altogether. Chapter 7 bankruptcy (whereby debts are discharged) is still an option for many individuals and couples. Others qualify for Chapter 13 (whereby debts are restructured and repaid over time).
Bankruptcy Is Not a Shameful Path
Filing bankruptcy is not a cowardly act in most cases. Most people who end up in bankruptcy had every intent of making good on debts — but life catastrophes such as divorce, work injury or natural disaster made it impossible to keep up. Bankruptcy law is a legitimate means by which to rebuild a sustainable lifestyle for injured or disabled individuals.
Sources of Help for Injured Workers
The law offices of Bucci, Bailey & Javins, L.C. focuses most areas of the law practice on injured miners, as well as on other injured and disabled individuals. Workers' compensation, Social Security disability (SSD), Supplemental Security Income (SSI), personal injury claims and bankruptcy are all possible sources of relief for people who cannot work because of an accident, an injury, an illness or a disability. The first step in exploring all available options for help is to request a free initial consultation with a lawyer who is experienced with legal remedies including bankruptcy.
Contact us at the law offices of Bucci, Bailey & Javins, L.C. to schedule a no-risk discussion with one of our attorneys. We have recently associated and merged our practice with a long-established workers’ compensation, social security and bankruptcy lawyer Robert Noone, in order to provide comprehensive legal counsel and representation to those who face great financial need as a result of injury, accident or disability.
